Energy bill freeze | Quitting prime | 34m 0% interest credit cards

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Is an energy bill freeze coming? More details have emerged overnight giving us all much more to go on – it’s the most important story for all of our finances right now. Plus tips for cutting the cost of your credit card debt with a balance transfer card, rail strikes latest and we ask now Amazon Prime is easier to cancel – should you stick with it or not?

Energy bill freeze coming? As more details of Liz Truss’s rumoured plan emerge, we explain what it could mean for your bills

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New prime minister Liz Truss has promised a support package for energy bills, with more details emerging in the last 24 hours making it clearer what it could mean for your energy bills.
The Money Edit reveals the latest details of the rumoured plan to freeze energy bills

Amazon Prime makes it easier to cancel – is it worth it?

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As the cost of living crisis continues to squeeze household finances it’s more important than ever that we can all take better control of our finances and easily manage regular payments. And after regulator action – now could be the perfect time to decide if you’re getting value from your Prime membership.
The Money Edit reveals why now is the time to ask if you’re Prime membership is still worth it

Cut the cost of your credit card debt today – almost three years interest free

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UK consumers increased their credit card borrowing at the fastest annual rate in 17 years last month, according to data from the Bank of England. You can take action today to reduce the cost of your credit card debt by shifting it to a balance transfer card so you’re charged 0% interest while you pay it off.

You will need a good credit score to get the top deals. You can use the eligibility checker on our sister site GoCompare (select 0% balance transfer on the drop down menu) to see how likely you are to be accepted.

Here is one of the longest interest free period offers and unlike many others, two HSBC cards that offer set interest free periods.

• Sainsbury’s Bank Credit Card | up to 34 months 0% interest | 2.88% transfer fee | 21.95% APR after 0% period Be aware if your credit score isn’t great you could be offered less time to pay off the balance before you’re charged interest. Check to see if you can get the Sainsbury’s Bank deal via GoCompare’s eligibility checker now or apply directly with Sainsbury’s Bank.
• HSBC Balance Transfer Card | 33 months 0% interest | 2.84% fee | 21.9% APR after 0% period The longest guaranteed interest free period if you’re accepted. Check to see if you can get the HSBC card via GoCompare’s eligibility checker or apply directly with HSBC*.
• HSBC Balance Transfer Card | 28 months 0% interest | 1% fee | 21.9% APR after 0% period The longest guaranteed interest free period with a lower fee. Check to see if you can get the HSBC card via GoCompare’s eligibility checker or apply directly with HSBC*.

If you get a 0% interest balance transfer card, always pay off the minimum amount each month and don’t spend on it. Aim to clear it before the 0% period ends, as interest payments will shoot up after. If accepted, the actual 0% period you get can depend on your circumstances, while fees mentioned are a percentage of the amount transferred.

Look After My Bills has partnered with GoCompare to help you compare lenders and credit cards to find the right deal for you on it’s website.

*When you sign up via this link, we may earn an affiliate commission from this deal.

Dreaded rail strikes return – when are they in September and can you get a refund?

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With more train strikes planned this month, we explain what your rights are when it comes to getting your money back if you cannot travel and are unable to make it to a big event.
The Money Edit shares the rail strike dates for your diary and your refund rights.

Can you reclaim thousands in missing state pension payments?

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Mothers in particular are being urged to simply fill in a form that could result in a higher pension and a worthwhile lump sum after being underpaid state pension due to a Department of Work and Pensions error.
The Money Edit explains how you can reclaim thousands in missing pension payments

Thirteen new banking hubs will be rolled out in the UK to improve access to cash – is there one near you?

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Seen as a lifeline in parts of the UK which have been left without any bank branches or easy access to cash and are likely to become more important amid the cost of living crisis.
The Money Edit reveals where you can find a new banking hub

What does it mean for your credit report now Laybuy will start sharing buy now, pay later data with a credit reference agency?

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Laybuy is to share borrowing data with a credit reference agency – here’s how it will impact you if you use buy now, pay later. Plus what it could mean for your credit rating and any future borrowing.
The Money Edit explains what Laybuy sharing data means for your credit file.

Get 2 free tickets, worth £36 to the London Homebuilding & Renovating Show

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Visit the show and save with exclusive offers and discounts on thousands of products and services, speak with industry experts on how to fund your project and learn key tips on how to avoid the most common mistakes. Also new to the Show, Home Energy Hour comes to our Theatres, with talks designed to inform you of the latest trends and advancement in home energy and help you to make your home leaner and greener.
Get your complimentary tickets to the London Homebuilding & Renovating Show

Exclusive 30% off full-price and an extra 15% off outlet online or APP when you use this adidas Discount Code

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Get ready for the changing seasons with big savings on selected Adidas clothes and footwear.
Make great savings at Adidas with this code from My Voucher Codes

In case you missed it… Is the 50p in your pocket worth £130?

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Collectors are paying big money for coins that could be in your pocket right now – with one fifty pence piece fetching a small fortune. We reveal the coins that are in demand, and how you can sell them for maximum returns.
The Money Edit reveals the coins in your pocket that could be worth hundreds

• Do you pay interest on a credit card bill? If so, stop, as many will qualify for a 0% balance transfer credit card. Use our eligibility checker to see if you qualify.

• Millions overpay on their car insurance so do a comparison to check if you can save. Compare quotes with GoCompare.

• Broadband prices have gone up. If out of contract, use Look After My Bills’ new broadband comparison service to check if you can slash costs.

• Variable mortgage rates to rise after the Bank of England upped the base rate to 1.75%. Check if you can cut costs via GoCompare’s mortgage guide.