A 0% interest purchase credit card is ideal for big purchases and helps you spread the cost over some months with no added interest to pay.
As long as you keep up with the minimum repayments, do not miss any payments and are only borrowing sensibly for the things you need, then a 0% purchase credit card can save you £100s in interest costs. And remember, once the 0% period ends, the rate will jump to the APR at the time.
We’ve listed some of the top 0% purchase credit cards below but it’s best to use the
credit card eligibility checker from our sister brand GoCompare first, to see if you’re likely to qualify for them – just select ‘0% interest on new purchases’ option from the drop down menu to see what you will be accepted for and how many months at 0% interest you could be eligible for. All the links below go to GoCompare’s eligibility checker unless otherwise stated.
The longest 0% purchase credit cardBarclaycard | Up to 25 months 0% | 22.9% APR after 0% period.This is the longest period available right now, but what you get will depend on your circumstances – you could get less than the advertised rate.
Check to see if you can get the Barclaycard credit card via
GoCompare’s eligibility checker now.
The longest 0% card with a definite 0% periodM&S Bank | 24 months 0% | M&S points on spending | 21.9% APR after 0% periodUnlike the Barclaycard deal above, if you are accepted for this credit card, you will get the 24 months advertised.
Check to see if you can get the M&S Bank card via
GoCompare’s eligibility checker now or
apply directly to M&S Bank *.
See The Money Edit’s latest deals on 0% purchase credit cards.Look After My Bills has partnered with GoCompare to help you compare lenders and credit cards to find the right deal for you on its website.*When you sign up via this link, we may earn an affiliate commission from this deal.