Take home pay boost, NS&I rates, £25 Currys discount


Not only are we saving you up to £25 on big ticket purchases at Currys, we’re giving you everything you need to know about what the National Insurance changes mean for your take home pay and how you can spend money like a pro abroad. Plus, you still have time to bag £50 cashback with Wealthify…

Revealed: Your new take home pay from July. Use this calculator to find out
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With pay day just around the corner for many of us, find out if you will have more money in your pocket after the National Insurance threshold change came into force earlier this month.
Use The Money Edit’s income tax calculator

Government-backed NS&I savings rates soar - but do they make the best buys?
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Long seen as the safest place to put your money, HM Treasury backed NS&I has increased the interest your savings can earn today. We’ve rounded up a full list of the new interest rates your money can earn in its savings accounts, bonds and ISAs, and compared them to the rest of the market, to help you figure out if it’s the right option for you.
See the Money Edit’s update on NS&I interest rates

12 ways to save money on Netflix, Amazon Prime and Disney Plus
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As it’s reported that Netflix lost around one million subscribers between April and July, check out Good To’s top tips to cut the cost of your streaming service, including rotating between your favourites and paying annually. 
See Good To’s streaming savers.

Going away? Should you pay in pounds or the local currency when abroad?
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If you’re looking to keep your holiday costs as low as possible, heed this advice from The Money Edit’s Guy Anker about whether you should pay in pounds or the local currency, and why the wrong choice could prove costly.
Check out The Money Edit’s holiday spending tip


Reminder: Bag £50 cashback if you invest £50 or more with Wealthify - find out if you qualify
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If you’re thinking of investing, check out this deal from Wealthify. As a new customer, if you open a Wealthify plan via this link* and invest £50 or more in a stocks & shares ISA, junior ISA, general investment account or personal pension, you can get £50 cashback after 12 months. To nab this deal, you’ll need to open your Wealthify account by 31 July 2022, invest your £50 minimum by 31 October 2022 and leave it invested for 12 months to get the cashback.

While you can invest more, if you invest only £50, even if your investments don’t pay off, you will more or less break even after one year.

Wealthify will choose which fully-managed set of funds to invest in for you, based on your answers to a few questions on the level of risk you’re willing to take.

Remember to factor in the monthly platform and fund manager fees that typically come with investing. With Wealthify, there is an annual platform fee of 0.6% and you’ll also need to pay an investment fee of around 0.16% – both on the total value of your investments. For a £50 investment, this equates to about £0.38.

What to watch out for:

  • If Wealthify ceases trading, you will not get the £50 cashback
  • Your underlying investments could still go up or down in value
  • While we’re sharing this deal with you. It’s not a sign of recommendation. We’re just letting you know that if you choose to invest with Wealthify, you can get cashback.

Create a plan with Wealthify here*

*When you sign up via this link, we may earn an affiliate commission from this deal.

Deal of the day: Save up to £25 on large appliances at Currys with these exclusive discount codes from T3
If you’ve got to fork out for a new fridge freezer, washing machine or dishwasher, make sure you check out T3 exclusive discount codes for Currys that could help you save up to £25 on selected large appliances that cost over £299.
See all of T3’s Currys discount codes

In case you missed it: What will happen to energy prices in 2023?
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While a massive October energy price cap hike is practically a dead certainty, could prices rise again in 2023? The Money Edit analyses the latest predictions.
Check out The Money Edit’s 2023 energy prices explainer




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