Energy costs latest | Premium Bonds on trial | £25 eye test saving

Hi,

It’s another big week for energy bills. To help you get prepared we’ve rounded up the latest price cap forecasts, found you superb savings options, focused on helping you spread the cost of big purchases and secured you a fantastic meal delivery deal.

The next price cap is due to be announced. The Money Edit has analysis of all the latest news and forecasts to keep you up to speed and ready for the next price cap announcement.
The Money Edit explains everything you need to know ahead of the next price cap announcement

Premium Bonds are the UK’s most popular savings product, with almost one in three people saving money in them hoping to land its million-pound jackpot. But with interest rates rising, can you get a better return from a savings account? In short, can Premium Bonds beat standard savings accounts?
The Money Edit asks are Premium Bonds the best place for your money?

The government has let energy suppliers decide how to give out the money – for example whether to deduct it from your Direct Debit payments or refund the amount to your bank account. More energy firms have now confirmed to us how the rebate will be paid.
The Money Edit reveals how your energy firm will pay your £400 rebate

The Money Edit has spoken to industry experts to get the inside track on the predictions, and explains what you can expect for your energy bills next year.
The Money Edit reveals what to expect from energy prices in 2023

A 0% purchase credit card is ideal for planned big purchases helping you spread the cost over several months with no added interest to pay. The important thing is you keep on top of making your minimum payments, pay it off before the end of the interest-free term and avoid falling into the trap of spendiong on it uneccessarily. With inflation at a 40-year high and rising energy costs, paying as little interest as possible on your debts is important.

Here are some of the best deals we’ve found today (all links go to GoCompare’s eligibility checker)

• Marks & Spencer | 24 months 0% | M&S points on spending | 21.9% once 0% period over
• Sainsbury’s | Up to 24 months 0% | Nectar points on spending | 21.9% once 0% period over
• Barclaycard | Up to 24 months 0% | 22.9% once 0% period over

Check out The Money Edit to find out more about 0% purchase credit cards.

Don’t spend money you don’t need to. You can pay around £25 for an eye test but could qualify for a free eye test depending on your age, health and financial situation. And if you pay for it but later find you could have got it for free, you could be able to claim a refund.
The Money Edit explains how to pay nothing for an eye test and claim your money back

Whether you are planning on buying a house or taking out a loan, credit card, or mobile phone contract, a good credit score can unlock the best deals. Understand how to improve your credit score and keep it in good shape.
GoodToKnow gives you 17 expert tips to improve your credit score

Visit the show from 30 September to 2 October to make direct savings with over 250 exhibitors on 1000 of products and services. Take a seat in the seminars and masterclasses to find out how to fund your home improvement or homebuilding project and have a one-on-one chat with our experts at the Home Energy Academy, to see how you can make the most of the energy in your home, save money on your bills and reduce your carbon footprint.
Get your complimentary Homebuilding and Renovating Show tickets here

Save a lot of money on a month’s worth of Hello Fresh meal deliveries with this discount from My Voucher Codes.
Get big savings on your next Hello Fresh delivery from My Voucher Codes

This account can only be opened and managed online via your Raisin UK account. The 2.95% interest means you earn £29.50 on a £1,000 deposit after one year. Note that this is a Sharia compliant account which means you earn a fixed predicted profit rate rather than an interest rate.

This is the best returning one year fixed account right now if you have between £10,000 and £85,000 to save and claim the cashback offer. New Raisin customers can claim £25 cashback if you’re saving more than £10,000. Here’s how to get it

• You need to be new to Raisin, then open the Gatehouse Bank one-year account and deposit at least £10,000.
• Then email ‘[email protected]‘ from the email you used to register, with ‘Raisin UK Bonus’ as the subject and your full name in the email.
• The £25 cashback is then paid within 14 days of Raisin receiving your email
• Full T&Cs here

Start saving into the Gatehouse Bank 1 year fixed term today.