Mortgage warning | insulation grants | £5 Sim-only deal



The base rate is almost certainly set for a hefty hike this week so we start with an important mortgage warning for anyone coming to the end of their term or on a variable rate. That aside you can use our guide to insulation grants to save a lot of money on your energy bill, bag a cheap as chips SIM-only mobile deal and save on your next hotel booking with some top money-saving secrets.

Mortgage rates: act fast as interest rate hike looms
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There’s a strong chance the Bank of England will hike interest rates to 2.25% – or even 2.5% – this week. We look at the impact it could have on your mortgage payments and what you can do about it.
The Money Edit explains what rate rises will mean for your monthly mortgage payments

Can you save up to £1,060 per year on your energy bills? Check if you can get an insulation grant
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Home insulation grants can help you afford loft and cavity wall insulation which could save up to £1,060 per year on your energy bill. We detail what financial support is available and how you can do it yourself.
The Money Edit explains where you can get help paying for home insulation

The £150 cost of living payment due to start hitting bank accounts from today
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Around six million people will receive a one-off £150 disability cost-of-living payment from today. We explain how it will be paid, who will receive it and when.
The Money Edit explains how the £150 disability cost of living payment will work

1.5 million people overpaying for their mobile contract - cut yours to as low as £5 per month
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Research published by Citizens Advice earlier this summer found around 1.5 million people in the UK are not switching at the end of their mobile phone contract and overpaying.

If you’re out of contract and happy with your handset, switching to a SIM-only deal can bag you big savings on your monthly outgoings – putting money back in your pocket instead of your mobile networks bank account.

Our friends at Go.Compare have shared some of the best SIM-only mobile phone deals they have found in these categories. All links take you to the provider.

Unlimited data. Smarty SIM-only | Unlimited Mins & Texts | Unlimited Data (5G) | £16 per month | One month contract*

Solid roaming option. Three SIM-only | Unlimited Mins & Texts | 30GB Data (5G) per month | £9 per month | Roaming in 71 destinations | 12 month contract*

Good data and low price. Smarty SIM-only | Unlimited Mins & Texts | 5GB Data (5G) per month | £5 per month | one month contract *

You can also use Go.Compare’s mobile phone deal comparison service if none of these are quite right for you.

*When you sign up via this link, we may earn an affiliate commission from this deal.


Will I still get the £400 discount? What is the new unit rate? - Your Energy Price Guarantee questions answered.
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How the Energy Price Guarantee works, what it means for your monthly bills and how it could all be paid for. We answer your questions and more about the Energy Price Guarantee.
The Money Edit answers your questions about the energy price guarantee


TV travel expert shares the industry secrets that saved them £150 on their last hotel booking
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There are good reasons why the cost of a night in a hotel can be higher right now – the price of energy, loss of business due to the pandemic and increasing demand – to name a few. But you can use these tips too to make big savings on your next hotel booking.
The Money Edit reveals how to beat the system and bag a cheap hotel deal

 Full Story: The Money Edit (20 Sep.) 

Warning ponzi scams are still out there - here's how to avoid losing your hard earned money
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Ponzi schemes are still worryingly common – even in this day and age, but what Charles Ponzi got up to in the 1920’s to give a scam his name? We can help you stay one step ahead of the con-artists.
The Money Edit explains what a ponzi scheme is and how to spot the scam


Last chance to get 2 free tickets, worth £36 to the London Homebuilding & Renovating Show
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Make direct savings with over 250 exhibitors at the London Homebuilding & Renovating Show, ExCeL, which you won’t see on the high street. Tired of stalling on your home project due to finances, you can take a seat in our seminars and masterclasses to find out how to properly fund your project and have a one-on-one chat with our experts for free advice and money saving tips.

Also new to the show, Home Energy Academy, speak to an expert on how you can make the most of the energy in your home. Save money on your bills and reduce your carbon footprint with our free advice.

Get your complimentary tickets to the London Homebuilding & Renovating Show

Get 60% off your 1st box, then 25% off for 2 months plus 3 free gifts at Hello Fresh
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UK households waste 4.5 million tonnes of food every year, Hello Fresh aims to reduce this by including all the portioned ingredients you need in each dleivery.
Make great Hello Fresh savings with this code from My Voucher Codes

In case you missed it… Four banks will pay you £175 to switch | Switch current accounts today
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Get free cash by simply moving current accounts – plus, you can still take advantage of double cashback on your energy bills with one of the best switching offers we’ve seen in a while.
The Money Edit shares the best current account switching deals